Healthcare UPDATE (Article 12)

Major changes:

• We will now get Out-of-Network (Tier 3) Coverage: Appendix F- Modified - UF 8.20.2024.pdf
  • We are now getting the best GatorCare plan available to any UF employee for the cheapest premium and the best version of GatorGradCare since we first won it in 2014
  • Gainesville/Jacksonville tier 3 plan:
    • Individual/family deductible (CYD): $1000/$2000
    • Individual/family out-of-pocket (OOP) maximum: $6000/$12000
    • Coinsurance: 40%
  • Out-of-Area (OOA) tier 3 plan (i.e., for GAs working in RECs)
    • Individual/family deductible (CYD): $400/$800
    • Individual/family out-of-pocket (OOP) maximum: $4000/$8000
    • Coinsurance: 30%
• Reduced emergency care per-visit deductible by $100 in all tiers
• Cheaper coverage for dependents
  • Individual premiums will increase by $5.65/month (to offset tier 3 costs and also to reduce premiums for dependents)
  • For spouses, premiums decrease by $48.90/month
  • For children, premiums decrease by $46.45/month
  • For family, premiums decrease by $170.27/month
  • All premiums are locked in until another agreement is reached. The university can no longer increase premiums for dependents unilaterally by up to 5% (currently allowed).
• Vision: Appendix Y-UFSelect-Humana-2024.pdf
  • Optional add-on available to other UF employees now available to us
  • Employee only: $5.61/month
• Dental: 
  • We have kept the free allowance for the faculty dental practice that is already in the contract
  • Optional add-on available to other UF employees is now also an option:Appendix X- eagles-dental.pdf
    • Not the best plan
    • Expensive, you pay upfront and get reimbursed
  • A university committee, which will include 2 GAs, will be set up to rebid better dental coverage for GAs that better fits our needs with the idea of implementing by 2026
• Annual reopener on the health insurance article

Minor changes:

• GAs will now be automatically enrolled into GGC, unless they opt out. This should make things easier for international students as well. (Still need to fill out the health insurance waiver form)
• The Health Insurance Committee in charge of rebidding the health plans (including dental) will now have 2 GAs instead of 1
• People on the OOA plan will be informed through their letter of appointment.
• We moved a provision relating to continuing health coverage for 9-mo employees. This was originally in article 20 and now it has been moved to article 12 (no change in actual contract language)
• GAs on unpaid leave will continue paying premiums (no change to actual practice but now codified in the contract)