Health Care Bargaining Update

Fellow graduate assistants,
 
GAU is currently bargaining with the administration concerning our health insurance plan, GatorGradCare (GGC). The big issue that we and the administration are contending with is that over the past three years GGC has been operating at a total deficit of $383,369. This, in conjunction with overall rising healthcare costs, means that the UF administration needs to make a deal that saves them money for this program.
 
They made their proposal this past Wednesday, September 30th. Here are the proposed changes:

 
This plan makes no increases to GAs monthly premiums, but this is offset with increased costs elsewhere. Most concerning to GAU are the increase in calendar year deductible (CYD) from $100 to $200, the increase in Tier 2 hospital per admission deductibles (PAD) to $1500, the increase in Tier 2 services co-insurance from 70/30% to 60/40%, and a $20 per visit copay for dental services.
 
GAU opposes this proposal because it puts our most vulnerable GAs at risk. As a group insurance plan, large individual costs for those with chronic illnesses are offset by the premiums of healthier individuals. The UF administration’s offer keeps monthly premiums the same but increases individual costs should emergencies or chronic illnesses arise. This is something we are all hyper aware of during this global pandemic. Therefore, GAU is countering with a plan that removes or reduces the four proposed changes discussed above. We are aware that this will inevitably result in an increase in monthly premiums for GAs across the board. However, we feel that it is important to protect our GAs with chronic illnesses and those who experience life-threatening medical issues, especially since based on our calculations the increased premium amount will be less than 50%.
 
I understand that health care can be needlessly complex and confusing, which is why GAU held a Health Care Town Hall on September 16th to go over some basic concepts and discuss the options that were previously on the table.

Please comment below or send us an email at [email protected] if you have questions or concerns about health insurance. Additionally, our Health Care Chair, Rachel Hartnett, can be reached at [email protected].
 
With Love,
GAU Health Care Committee